It’s Ben’s birthday! He turns 29 today. We don’t have any specific plans for after work tonight, but we are having a party tomorrow, which should be a blast 🙂
This week was my office’s “volunteer week.” We did a bunch of great activities outside the office, like helping to refurbish a tree house, and helping out at a youth center’s summer carnival. I’m proud to work for a company that really takes community involvement seriously, and I’m grateful I had some opportunities to be outside on beautiful summer days.
We met with a mortgage broker on Wednesday. Frankly, it was scary and kind of discouraging. We’re able to borrow quite a bit more than we need or want to, which is great. But based on our current amount of available cash for down payment etc, our monthly mortgage payment when buying a house in our target price range (including property taxes, home owner’s insurance, PMI etc) would be a LOT higher than we had thought it might be, and definitely NOT doable if I’m going quit my job when we have kids. This means that we need to seriously lower our target price range, which seriously limits our options. Thankfully, we are in a situation where we can be patient and wait for the perfect opportunity, but it’s still pretty discouraging. I had initially hoped for us to be in our own place by the end of the year, but I’m no longer so confident in that timeline.